Power Surge to Mobile MRI

W&A was retained to investigate the cause, scope, and repair cost for damage to a 1.5T Mobile MRI from a power surge generated by a hospital's electrical power grid. The Insured's MRI repair company reported that the system required $406,000 in repairs due to a single power surge incident. Based on our analysis, we proved that the cost to repair damage related to electrical surges was only $62,347 (the additional costs were related to normal maintenance or other non-loss-related issues). We also proved that the damage resulted from multiple surge incidents; thus, multiple deductibles applied.

4Illustration of Mobile MRI